The buying process explained…

1. Find a lender you love. Make sure you feel comfortable asking them lots of questions. Decide on a price range you feel comfortable with. (I have a great resource list if you don’t know where to start).

2. We’ll discuss your ideal number of bedrooms and bathrooms, the style of home you like and what part of town you’d like to live in.

3. Now you’re ready to roll! I’ll sign you up to receive listings via email and then we’ll hit the road and shop for your new home!

4. You find “the one.”

5. Make an offer! Did it get accepted? Yes…

6. Earnest money is due within 3 business days. Earnest money is a good faith deposit that’s usually 1-2% of the total price of the home.

7. Inspection time! We look at everything that’s going on with the home. We’ll do a home inspection, a sewer inspection, an oil tank search, and a radon inspection. Don’t worry! I’ll guide you through the process.

8. No home is perfect. We’ll figure out what you want fixed, gather estimates for repairs, and negotiate with the seller. All parties come to an agreement and move forward; or you can terminate your offer and get your earnest money back.

9. Order homeowners insurance.

10. Sign your loan and closing documents at escrow.

11. Once your sale is recorded with the county the home is yours! Congratulations you’re a homeowner!